Banking api list6/1/2023 ![]() Who uses financial APIs?īanking customers use banking APIs all of the time, whether they realize it or not. They also secure the transfer of all sensitive data. How do banking APIs work?Ī bank API creates a secure link between customers and the bank’s database. Owners of financial institutions, private clients, and businesses benefit from the connectivity that an open bank API provides by reducing costs, optimizing services, and increasing revenue. What is a Bank API?ĪPIs (Application Programming Interfaces) allow the safe transfer of data between an application and database on two separate servers. A bank API links consumers’ information in a bank’s database to different third-party applications and programs, forming a network that fosters the buying of products and services and results in payments.
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